Who we are

We are a primary mortgage Bank (PMB) set up to provide first-class mortgage financial services to professionals, public service workers, corporate bodies/institutions, cooperative societies, and their members; as well as other interested individuals or groups.

We provide mortgages that empower/enable our customers to have properties and investments that create social stability, thus ensuring capacity development, under terms that would meet the world's best standards. Ten years from now, our brand will be the clear brand of choice in terms of mortgages and housing provisions in Nigeria..

What we see

To be the dominant provider of mortgage banking services in Nigeria with a mission to function creatively, within the operating environment and fill the void in the mortgage market; in order to provide affordable mortgage options for everyone.


To increase housing through the provision of properties, and to provide mortgages that would enable our customers to acquire these properties. We have set out to redefine the concept, system, and mechanism of mortgage operation in the Nigerian Mortgage Banking Industry.
Our Core Values (S.I.P.C.I.T.E)

  • Solution-focused
  • Integrity
  • Professionalism
  • Commitment
  • Innovation
  • Team Spirit
  • Excellence

Our Strength

It lies in the provision of specialized/customized retail mortgage banking products/services aimed at enabling our various clientele to own their homes. We engage only in permissible business activities such as;

  • Mortgage Finance.
  • Real estate construction finance within permitted limits.
  • Acceptance of savings and tenured deposits.
  • Acceptance of mortgage-focused demand deposits.
  • Drawing from the mortgage funds (e.g NHF and NMRC) for lending
  • Financial advisory services for mortgage customers.

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